Terms of Use for smalloans.site
Last Updated: August 08, 2025
Welcome to smalloans.site (the "Website"). By accessing or using this Website, you agree to be bound by the following Terms of Use ("Terms"). If you do not agree with these Terms, please do not use the Website. These Terms govern your use of the Website, including its tools for calculating interest rates and any advertisements displayed through Google AdSense.
By accessing or using smalloans.site, you confirm that you are at least 18 years old or have the legal capacity to enter into this agreement. You agree to comply with these Terms and any applicable laws or regulations. We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Website after any changes constitutes acceptance of the revised Terms.
smalloans.site provides tools for calculating interest rates for informational purposes only. You may use the Website solely for lawful purposes and in accordance with these Terms. You agree not to:
We use cookies and similar tracking technologies to enhance your experience on the Website and to serve personalized advertisements through Google AdSense. By using the Website, you consent to the use of cookies as described below:
You can manage your cookie preferences through your browser settings. However, disabling cookies may affect the functionality of the Website or the relevance of advertisements displayed. For more information about Google AdSense’s use of cookies, please review Google’s Privacy Policy.
All content on the Website, including text, graphics, logos, interest rate calculation tools, and software, is the property of smalloans.site or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content without prior written consent from us, except for personal, non-commercial use as permitted by law.
The Website uses Google AdSense to display advertisements. We do not control the content of these advertisements, and the presence of an advertisement does not constitute an endorsement of the advertised product or service. You acknowledge that interacting with advertisements is at your own risk, and we are not responsible for the accuracy or quality of advertised content.
The Website and its interest rate calculation tools are provided on an "as-is" and "as-available" basis. We make no warranties, express or implied, regarding the accuracy, reliability, or suitability of the Website or its calculations for any particular purpose. The calculations provided are for informational purposes only and should not be considered financial advice. You are responsible for verifying any calculations and consulting a qualified financial advisor before making decisions based on the Website’s tools.
To the fullest extent permitted by law, smalloans.site, its owners, affiliates, and partners shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website, including but not limited to:
When using the Website, you may input data into the interest rate calculation tools. We do not store or process this data unless explicitly stated. You are responsible for the accuracy and legality of any information you provide. We are not liable for any consequences resulting from inaccurate or unlawful data you submit.
The Website may contain links to third-party websites or services, including those provided through Google AdSense advertisements. We are not responsible for the content, privacy policies, or practices of third-party websites. Accessing these links is at your own risk.
We reserve the right to suspend or terminate your access to the Website at our sole discretion, without notice, for any reason, including if we believe you have violated these Terms.
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of the Website shall be resolved in the state or federal courts located in South Africa, and you consent to the jurisdiction of such courts.
If you have any questions about these Terms or the Website, please contact us at:
By using smalloans.site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. Thank you for visiting our Website!